Every Prize Tier Explained: Nagaland vs Kerala

Why Most Winners Never Check Beyond the 1st Prize

Here's a costly mistake: millions of players check only the ₹1 Crore number, see they didn't win it, and throw the ticket away — never realizing they won ₹500, ₹2,000 or even ₹10,000 in a lower tier. This guide fixes that.

Nagaland Dear Lottery (₹7 ticket)

Three draws daily — 1PM, 6PM, 8PM. Every draw pays:

Key rule: for 3rd/4th/5th prizes, only the last 4 digits need to match — the series doesn't matter. That's why these tiers have so many winners.

Kerala State Lotteries

One draw daily at 3PM, rotating weekly schemes (Samrudhi, Karunya, Sthree Sakthi, etc.). Prize structure:

How to Check Your Ticket (The Right Way)

Step 1: Match your full number + series against the 1st prize. Step 2: Check consolation (same number, different series). Step 3: Check your last 4 digits against every lower tier — this is where most wins hide. Step 4: For Kerala, also check the 6th–9th tiers.

Use our Ticket Checker — it checks all tiers automatically, including last-4-digit matches.

The Bumper Exception: 7 Tiers, One Bigger Jackpot

Festive bumper draws follow the same tier logic but pay far more. Nagaland's Dear Puja Bumper 2026 (24 October, 6:00 PM) carries a ₹3 Crore first prize across 7 prize tiers — the top three prizes on the full ticket number, tiers 4 to 7 on the last 4 digits. See the full breakdown in our Dear Puja Bumper 2026: complete guide.

Claiming Your Prize

Winnings up to ₹10,000 can usually be claimed from the seller. Larger prizes must be claimed from the lottery department with the original ticket and ID proof, within 30 days of the draw. Photocopies don't count — keep the physical ticket safe.